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July 11, 2007


name='1'>
Congressional Hearings

Focus on Hedge Fund Industry

House and Senate committees
will be holding

hearings today focused on the hedge fund and private equity industries.
T

face='Times New Roman'>he Senate Finance Committee will
hold a hearing on the

issue of “carried interest” by hedge fund managers, interest

that is a

percentage of the fund’s earnings (usually 15 to 25 percent, once
specified benchmarks

are met) and is treated as capital gains under current tax rules. The
hearing will focus on

whether this income should be taxed as regular personal income. The
House Financial Services

Committee will also be holding a hearing titled 'Hedge Funds and
Systemic Risk: Perspectives

of The President's Working Group on Financial Markets.'


href='
http://finance.senate.gov/sitepages/hearing071207.htm'>
face='Times New

Roman' size='3'>Click here to view the witness

list for

the Senate Finance Committee hearing on carried interest of hedge
fund

managers.

href='http://www.house.gov/apps/list/hearing/financialsvcs_dem/hr0705074.shtml'>Click

here to view the witnesses and written testimony and to watch the
House Financial

Services Committee’s hearing titled 'Hedge Funds and Systemic
Risk: Perspectives of

The President's Working Group on Financial Markets.'


name='2'>
Thrift Regulator May Ban

'Unfair' Lending Practices

The Office of Thrift
Supervision (OTS) is

working on a proposal that could lead to a ban on lending practices the
agency labels

'unfair and deceptive,' the
size='3'>Wall Street

Journal reported today. Some of the practices
under scrutiny could

include prepayment penalties on adjustable-rate mortgages and higher
interest rate charges

on one credit card if a borrower misses payments on a separate credit
card. OTS, a division

of the Treasury Department, has the authority to ban 'unfair and
deceptive' practices for

the roughly 830 federally insured thrifts it regulates. The Federal
Reserve has sole

authority to issue bans on unfair and deceptive practices on the roughly

7,000 federally

insured banks. OTS Director John Reich had discussed using the authority

for months, but

decided to move ahead with the plan after a House Financial Services
Committee hearing last

month that focused on regulatory efforts related to consumer
protection. 

href='http://online.wsj.com/article/SB118412229315562986.html?mod=home_whats_news_us'>Read

more. (Registration required.)

Autos


face='Times New Roman'

size='3'>
name='3'>
Delphi

size='3'> Bankruptcy Costs Approach $200
Million

Delphi Corp. has racked
up nearly $200

million in legal and accounting bills since it filed for bankruptcy in
October 2005, and the

tab could reach $300 million before it emerges by the end of the year,
the

face='Times New







&a

mp;#13;




&#

13;


Roman'

size='3'>Detroit

News reported today. With the Troy,
Mich.-based auto supplier

spending $12.5 million per month, Delphi's bankruptcy is on track to
become one of the 10

most expensive in U.S. history, said Lynn

LoPucki, a professor of bankruptcy law at the
University of

California-Los Angeles who tracks chapter 11 costs.
face='Times New

Roman'>United Auto Workers leaders have criticized the
fees paid to teams of

lawyers, accountants, turnaround experts and other firms that specialize

in bankruptcies. In

total, Bankruptcy Judge
size='3'>Robert

Drain has approved $184 million in fees and
$13 million in

expenses for Delphi

href='http://www.detnews.com/apps/pbcs.dll/article?AID=/20070711/AUTO01/707110394'>Read

more.


name='4'>
Appaloosa Opposes Dana

Corp's Union Deal

Days after reaching a
settlement with two of

its largest unions, Dana Corp. is now facing opposition from the
company's biggest

stakeholder amid accusations that the bankrupt auto parts supplier has
not provided enough

information regarding the deal,
size='3'>Bankruptcy

Law360 reported yesterday. Appaloosa
Management LP filed an

objection on Monday to Dana's tentative agreements with the United Steel

Workers and the

United Auto Workers, urging the U.S. Bankruptcy Court for the Southern
District of New York

to reject the proposed settlement due to a lack of information. Dana
reached a settlement

last Thursday with the two largest unions that represent its workers.
The company expects

the settlement to allow it to save money as it moves toward exiting
chapter 11 by the end of

the year. Under the agreement, the United Steel Workers and the United
Auto Workers unions

will exchange their current benefit plans, which include health care for

employees and

disability benefits for retirees, for voluntary retirement accounts.
However, Appaloosa has

protested the deal, alarmed by the absence of a discussion regarding the

possible

distribution to the equity holders under the plan. 

href='http://bankruptcy.law360.com/Secure/ViewArticle.aspx?id=29000'>Read

more. (Registration required.)


name='5'>
Collins & Aikman

Seeks Plan Approval

After facing numerous
objections to its chapter 11

plan, bankrupt auto parts maker Collins

& Aikman Corp. has asked the court to overrule remaining objections
and approve its

amended plan at a hearing scheduled for Thursday,
face='Times New Roman'

size='3'>Bankruptcy Law360 reported yesterday.

The plan, the

product of two years of negotiation with creditors, is supported by the
pre-petition

lenders’ steering committee, the creditors’ committee and
major customers, the

company said. Bankruptcy Judge
size='3'>Steven

Rhodes approved the company’s disclosure

statement in

January, allowing Collins & Aikman to solicit votes for the plan.
The solicitation

process began in February, and since that time, Collins &
Aikman’s plan received a

number of objections. The company on Monday said that a number of those
had been resolved,

including one lodged by the U.S. Trustee. 

href='http://bankruptcy.law360.com/Secure/ViewArticle.aspx?id=29018'>Read

more.

(Registration required.)

Judge

Approves Seal of

National Century Documents

A U.S. magistrate judge
on Tuesday approved a

final protective order allowing attorneys to designate as confidential
any documents

obtained during National Century Financial Enterprises Inc.'s bankruptcy

proceedings,

Bankruptcy Law360

size='3'>reported today. Judge Mark R. Abel of the U.S. District Court
for the Southern

District of Illinois approved the final order yesterday in multidistrict

litigation

involving several NCFE entities for their alleged roles in the company's

collapse. Judge

Abel had granted an interim protective order last month following
motions by JPMorgan Chase

& Co., Bank One NA and former NCFE executives Lance Poulsen and
Donald Ayers, seeking to

keep the financial information obtained during bankruptcy proceedings
from becoming public.

Judge Abel gave counsel until Monday to send a proposed final protective

order to clarify

what can be designated as confidential. He also approved counsel's
request for a 30-day

window to examine bankruptcy documents deemed irrelevant to the MDL
proceedings. The case

is In re National
Century Financial

Enterprises Inc. Financial Investment Litigation
size='3'>, case number

2:03-md-1565, in the U.S. District Court for the Southern District of
Ohio.

href='http://bankruptcy.law360.com/Secure/ViewArticle.aspx?id=29047'>Read

more.

(Registration required.)

Fed
Chief Says

Expectation of Tame Prices Ease Recession Fears

Federal Reserve Chairman
Ben S. Bernanke said

yesterday that the steep rise in oil prices in recent years has not
triggered either high

inflation or a recession, in large part because consumers and businesses

expect price

increases to remain tame, the
size='3'>Washington

Post reported today. That contrasts sharply
with the experience of

the 1970s, when spiking oil prices combined with expectations of high
inflation to fuel

double-digit price increases and slower economic growth, he said. The
Fed chairman made no

mention of the central bank's interest rate policy or its forecast for
inflation or economic

growth in coming months. He is scheduled to testify before Congress

on those subjects

next week. 

href='http://www.washingtonpost.com/wp-dyn/content/article/2007/07/10/AR2007071000846_pf.htm

l'>Read more.


name='8'>
Student Lenders Appeal to

Democrats on Subsidy Cuts

With the House set to
take up legislation

this week that would sharply cut subsidies to student loan companies by
about $19 billion,

lenders are appealing to Democrats to blunt some of the proposed cuts,
the

face='Times New Roman' size='3'>New York Times
size='3'>reported today.

Sallie Mae, the nation’s largest lender, has met with
representatives of historically

black colleges; with Michael L. Lomax, chief executive of the United
Negro College Fund; and

with members of the Congressional Black Caucus, arguing that cuts in
lender subsidies could

make it harder for black students to borrow.
size='3'> 

size='3'>The Consumer Bankers Association reached out to organized
labor, directly

contacting union locals around the country. Moving to advance Democratic

plans to overhaul

the student loan system, the House plans to vote this week on
legislation that, in addition

to cutting subsidies by about $19 billion, would increase the size of
Pell grants to poor

students, cut the interest rates paid by student borrowers and cap
students’ monthly

loan payments at 15 percent of their discretionary income. 

href='http://www.nytimes.com/2007/07/11/washington/11lobby.html?pagewanted=print'>Read

more.

Home
Builder to Report a

Loss

Home builder D. R. Horton

said yesterday that

it would post a loss for the just-ended quarter after net orders fell 40

percent and it

wrote down the value of unsold houses, the Associated Press reported
today. The company said

it took orders for 8,559 houses worth $2 billion in the three months
that ended June 30,

down from 14,316 homes worth $3.8 billion in the quarter a year earlier.

The decline was

sharpest in
face='Times New Roman'

size='3'>California and
less severe in the

Southeast. The rate of canceled orders was 38 percent. “Market
conditions for new-home

sales declined in our June quarter as inventory levels of both new and
existing homes

remained high, and we expect the housing environment to remain
challenging,”

said Company Chairman Donald R. Horton.

href='http://www.nytimes.com/2007/07/11/business/11horton.html?pagewanted=print'>Read

more.

SEC

Proxy-Access

Proposal Draws Fire from Investors

The Securities and
Exchange Commission (SEC)

is circulating a much-anticipated draft proposal of a plan to give
shareholders an easier

route to nominating candidates to corporate boards, offering an approach

that already has

drawn criticism from investor groups, the

size='3'>Wall Street Journal reported today. A

major sticking

point, according to critics, is that the SEC is contemplating
requiring a high

ownership threshold, equal to at least 5 percent of shares, for those
looking to propose

bylaw changes that would give shareholders a greater hand in nominating
director candidates.

The matter has long been controversial, pitting shareholder advocacy
groups, who want to

bolster the clout of individual shareholders, against corporate
executives who worry that

open ballots will lead to chaos. Critics of the SEC's proposal say a 5
percent ownership

stake is so high that it would make the plan usable only by hedge funds.

Some think the 5

percent level is meant to be a starting point for discussion and could
be lowered to 3

percent, a level that would still be seen as too high by some pension
fund groups and might

be viewed as too low by business groups. 

href='http://online.wsj.com/article/SB118410119698962426.html?mod=home_whats_news_us'>Read

more. (Registration required.)

International


name='11'>
Hungarian Bankruptcy

Cases Increase 29 Percent in First Half of 2007

The number of bankruptcy
cases in the first

half of 2007 in
w:st='on'>Hungary

increased

by 29 percent to 9,390 compared to the same period of 2006, Interfax
Newswire reported

today. A study conducted by the Hungarian subsidiary of France-based
loan

insurance company
Coface said that the

greatest number of companies involved in bankruptcy procedures in the
first half of 2007 was

in the retail sector, where 2,680 firms were under liquidation in the
first six months of

2007, which was up from 2,127 during the same period in 2006. Some 1,530

companies went

bankrupt in the construction sector, up from 1,240 compared to the same
period in 2006, the

study said. 
href='
http://www.interfax.com/5/292063/news.aspx'>Read

more.


name='12'>
TROUBLED COMPANIES

IN THE NEWS

1000’s of companies lose
money or experience

some form of difficulty each quarter.

The business news articles
below are excerpts taken

from the most recent Weekly Summary of Troubled U.S. Companies and Other

Business News

published by Bastien Financial Publications.

To begin receiving this
news, each morning,

through Bastien Financial Publication’s 
size='3'>DAILY e-Summary,

that emails you information on over 70 such companies each morning,
email

steve@creditnews.com your name, company name, address, phone and
fax. 

size='3'>We’ll set you up within 24 hours.

The

face='Times New Roman' size='3'>ABI
size='3'>member discount

rate is only $250 for an annual subscription. 
size='3'>Indicate

size='3'>ABI CODE 27” in
your

email.


size='3'>Children's Place

Retail Stores Inc.’s stock price fell
nearly 12% after the

Secaucus, N.J. apparel retailer reported that its second quarter loss
will be worse than

analysts had expected amid sagging sales.


size='3'>Dell

Inc., Round Rock, Tx., is revving up a
television, print and

online ad campaign to push its new notebook computers.  Both the
ads and the computers

are brightly colored, as Dell attempts to redefine its brand. 
Formerly, Dell had been

successful with its direct-distribution sales model, but it fell behind
rivals as the market

changed. It had stressed corporate sales and missed out when the shift
occurred by some

companies to focus on consumers. And while Dell earlier focused on
technical specifications

and processing speed, it is now looking to make itself more identifiable

as a

product.


size='3'>D.R. Horton

Inc., the Texas homebuilder which is one of
the nation’s

largest, now expects to report a third quarter loss--this after
reporting its second quarter

earnings fell 85%.  With orders declining nearly 40% during the
current period, the

company expects net sales orders to be around $2 billion, compared with
close to $3.8

billion in orders for the same period one year
earlier.


size='3'>Emmis

Communications Corp. of
w:st='on'>

w:st='on'>

size='3'>Indianapolis, In.
reported its first

quarter net declined 96%–to $311,000, on a slight revenue
decline–to $87.2

million.  The company also reported a loss from continuing
operations for the period of

$509,000.


size='3'>Gemstar-TV Guide

International Inc.’s stock price surged
15% after the TV

guide and cable company put itself up for sale. Gemstar, which is
41%-owned by Rupert

Murdoch’s News Corp., is capitalized at about $2.2 billion. A sale

of Gemstar could

lead to a breakup of the firm into its component businesses in order to
maximize shareholder

value.  Gemstar has been a disaster for News Corp., which five
years ago wrote off $6

billion of its Gemstar investment.


size='3'>Haverty Furniture

Cos., an

w:st='on'>

face='Times New Roman' size='3'>Atlanta
size='3'>,

w:st='on'>
size='3'>Ga.

size='3'>furniture retailer, said that its sales in June fell
3.2%–to $69.4 million.

Same-store sales in the month slipped 5.1%.  For the first six
months, Haverty’s

sales are down 10%.


size='3'>Jennifer

Convertibles Inc., the Woodbury, N.Y. retailer

of sofa beds and

love seats, reported its third quarter net declined 28%–to $1.6
million, on a 6%

revenue decline–to $33.2 million.  Income from continuing
operations also

declined 29%–to $1.6 million.


size='3'>Outsource Partners

International Inc., a provider of finance,
accounting and related

professional services, is laying off seventy-seven employees at its
offices in Houston, Tx.

by the early part of September.

size='3'>Viragen, a
w:st='on'>

w:st='on'>

size='3'>Plantation, Fl.
biopharmaceuticals

firm, said that a panel with the American Stock Exchange has voted to
delist its shares from

trading. Viragen’s stock will be moved to the Over-the-Counter
Bulletin

Board.


size='3'>Wild West World

LLC, the Park City theme park operator which
opened its doors only

two month ago after seeing the city approve $30 million in industrial
revenue bonds to help

finance the facility (only one of five issues had actually been sold),
has filed for Chapter

11 protection.  Hurt by both poor weather and cash flow, the
company, which has $24

million in debt, is looking for a buyer for the park.


size='3'>World Air Holdings

Inc., the Peachtree City, Ga. parent company
of World Airways

Inc., filed delayed financial reports for the third and fourth quarters
and the full year,

after a probe into stock options found no intentional backdating of
options. The

investigation did note that there were certain gaps in the years 1995
through 2000. Last

year, World Air, which also operates the North American Airlines Inc.
and WorldRisk

Solutions Ltd. businesses, lost $2.3 million on revenue of more than
$825

million.

WorldGate Communications Inc., a Trevose,

w:st='on'>Pa. maker of
videophones, announced

that its stock will continue being listed for trading until a Nasdaq
panel issues a final

determination on whether the stock should be delisted. A hearing on the
matter is slated for

8/9. In the meantime, WorldGate will work toward regaining compliance
with listing

requirements by increasing shareholders’ equity, listed securities

and net income.