This panel provides an overview of the consumer fintech industry, focusing on such topics as how consumers are using fintech in banking, lending and investing; the growth of nonbank financial companies in the consumer market; how nonbank lenders are regulated; and what risks consumers face. Specific programs and services to be discussed include "buy now, pay later" financing arrangements, income-share student loans, advance-wage products, shared-equity home financing, alternative scoring models for determining creditworthiness, and other trending financial products and services.
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