Displaying with Topic Consumer Debt

The BAP avoided making a rule that would have allowed convicted felons to discharge student loans more easily than debtors with clean records.

Joining two other circuits, the Fourth Circuit now permits a chapter 13 debtor to strip down a short term home mortgage to the value of the property.

BAP joins the majority of courts by saying that defaulting on direct mortgage payments precludes a chapter 13 debtor from receiving a discharge.

Appeals court lauds Bankruptcy Judge Jeffrey Norman’s ‘well-reasoned’ opinion.

Fifth Circuit in substance says that state law overcomes the Bankruptcy Code’s broad definition of who’s a creditor entitled to notice.

Circuits are split on whether a collection letter only violates the FDCPA if it contains an explicit threat to sue.

Hiring a collection agent will not insulate a debt buyer from liability under the FDCPA.

In some circuits, never intending to repay a loan can result in nondischargeability under Section 523(a)(6).

Lying about herpes resulted in a nondischargeable debt for fraud and battery.

Supreme Court’s Epic decision may end up forcing debtors to arbitrate dischargeability of loans.